BTC 81,530.30 USD ETH 2,416.50 USD USDT 0.9994 USD USDC 1.0006 USD Binance liveKraken liveCoinbase liveBitstamp liveKanga Global liveBybit EU liveOKX liveRevolut X liveBitvavo liveCrypto.com liveMarket rate: exchange medianBTC 81,530.30 USD ETH 2,416.50 USD USDT 0.9994 USD USDC 1.0006 USD Binance liveKraken liveCoinbase liveBitstamp liveKanga Global liveBybit EU liveOKX liveRevolut X liveBitvavo liveCrypto.com liveMarket rate: exchange median
Live crypto rate comparison

Swap USDT to USDC as cheaply as possible

Find out where you can do it. We compare live order books of 10 exchanges and show how much USDC you really get for your USDT, after all costs.

10 exchanges 10 live
716 live markets
30 fiat currencies
10s to refresh
YOUR AMOUNT Binance scanning… Kraken scanning… Coinbase scanning… Bitstamp scanning… Kanga Global scanning… Bybit EU scanning… OKX scanning… Revolut X scanning… Bitvavo scanning… Crypto.com scanning…

Best rate calculator

We calculate the full journey: currency conversion, deposit to the exchange, slippage, trading fee and withdrawal to your wallet.

Fees are calculated at each exchange’s base level (level 0, no volume or token discounts). Tiers and lower rates are on the exchange pages.

Best right now for 2,500 USDT
OKX
USDT→USDC
You get
2,493.43 USDC
1 USDC = 1.0026 USDT with all costs included
You save vs Coinbase11.69 USDT
Market rate (exchange median)1.0012 USDT
Your cost vs market+0.14%

Splitting the order across exchanges brings no benefit here. Best to buy everything on OKX.

Exchange comparison

  1. Steps

    1. Buy USDC with USDT on the USDC/USDT market, average price 1.0012 USDT, fee 0.10% → 2,494.43 USDC
    2. Withdraw to your wallet (Solana network), fee 1.00 USDC

    Costs

    • Trading fee0.10% ≈ 2.50 USDT
    • Withdrawal fee0.040% ≈ 1.00 USDT
    • Total vs the best offer in the order book0.14% ≈ 3.50 USDT
Live market

USDC/USDT today: where is it cheapest?

For 2,500 USDT you currently get the most USDC on OKX: 2,493.43 USDC. The least favourable exchange (Coinbase) gives you the equivalent of 11.69 USDT (0.47%) less.

Exchanges with a direct USDC/USDT market: OKX, Binance, Bitstamp, Kraken, Kanga Global, Coinbase. Elsewhere you need a currency conversion or an intermediate currency, which usually adds cost.

Counting only the trading fee and slippage, Bitstamp wins, but once deposit, conversion and withdrawal are included, OKX comes out cheapest.

For 250 USDT the best is OKX, for 25,000 USDT it is Bitstamp. With large amounts order book depth matters more than the headline rate.

Even for 25,000 USDT, splitting the order across exchanges brings no benefit, so one exchange is enough.

You deposit USDT with a crypto transfer from another wallet or exchange; the sender pays the network fee.

AmountCheapestYou getBest vs worst
250 USDTOKX 248.44 USDC 3.97 USDT (1.59%)
2,500 USDTOKX 2,493.43 USDC 11.69 USDT (0.47%)
25,000 USDTBitstamp 24,952.08 USDC 152.78 USDT (0.61%)

Calculated at 21:38, with all costs included. The calculator above runs live for your amount.

What to know about USDC

USD Coin (USDC) is issued by Circle; it is MiCA-compliant, so it is available on all licensed exchanges in the EU. It works well as an intermediate currency: many exchanges have cheaper USDC markets than fiat (e.g. Bitvavo charges 0.05% on USDC markets). Withdrawals are possible on many networks (Ethereum, Solana, Base and others), and the cost depends on the network you choose.

Paying with USDT: what to watch for

Paying with USDT means depositing it by crypto transfer from another wallet or exchange. Choose a network the receiving exchange supports and double-check the address and memo. USDT pairs are deepest on global exchanges (Binance, OKX), while MiCA-licensed exchanges may not support it.

How it works

Four steps to the best rate

  1. 01

    Enter the amount

    Enter an amount in any of 30+ currencies (dollars, euro, pounds, złoty and more) or in stablecoins, and choose what you want to buy: Bitcoin, Ethereum, USDT or USDC.

  2. 02

    We scan the order books

    We pull hundreds of live offers from every exchange and check every buying route, including currency conversion and intermediate currencies, e.g. GBP → USDT → BTC.

  3. 03

    We add up every cost

    Slippage for your amount, trading fee, currency conversion, deposit and withdrawal. No hidden costs and no comparing headline rates alone.

  4. 04

    You pick the best exchange

    You get a ranking with the exact amount you will receive and, for large orders, the optimal split across several exchanges.

Data sources

Exchanges we compare

We pull data directly from the exchanges’ public APIs. More exchanges and cryptocurrencies are coming.

Popular comparisons

Check the rate for your pair

FAQ

Frequently asked questions

Where is the cheapest place to swap USDT to USDC?

According to our ranking of 10 exchanges: for 250 USDT it is OKX; for 2,500 USDT it is OKX; for 25,000 USDT it is Bitstamp. The answer depends on the amount, because market depth matters for larger orders.

How much does it cost to buy USDC for 2,500 USDT?

The total cost on the best exchange (OKX) is about 0.14% of the amount: fee, slippage, conversion and withdrawal. On the most expensive one (Coinbase) it is about 0.60%.

Which exchanges have a direct USDC/USDT market?

Exchanges with a direct USDC/USDT market: OKX, Binance, Bitstamp, Kraken, Kanga Global, Coinbase. Elsewhere you need a currency conversion or an intermediate currency, which usually adds cost.

How do I deposit USDT to a crypto exchange?

You deposit USDT with a crypto transfer from another wallet or exchange; the sender pays the network fee.

Is it worth splitting a 25,000 USDT purchase across exchanges?

Even for 25,000 USDT, splitting the order across exchanges brings no benefit, so one exchange is enough.

Where does the data come from, and is this investment advice?

We pull order books live from the exchanges' public APIs, the market rate from exchange median and FX rates from the ECB. The calculator compares costs and is not investment advice.