BTC 81,530.30 USD ETH 2,416.50 USD USDT 0.9994 USD USDC 1.0006 USD Binance liveKraken liveCoinbase liveBitstamp liveKanga Global liveBybit EU liveOKX liveRevolut X liveBitvavo liveCrypto.com liveMarket rate: exchange medianBTC 81,530.30 USD ETH 2,416.50 USD USDT 0.9994 USD USDC 1.0006 USD Binance liveKraken liveCoinbase liveBitstamp liveKanga Global liveBybit EU liveOKX liveRevolut X liveBitvavo liveCrypto.com liveMarket rate: exchange median
Live crypto rate comparison

Swap USDC to USDT as cheaply as possible

Find out where you can do it. We compare live order books of 10 exchanges and show how much USDT you really get for your USDC, after all costs.

10 exchanges 10 live
716 live markets
30 fiat currencies
10s to refresh
YOUR AMOUNT Binance scanning… Kraken scanning… Coinbase scanning… Bitstamp scanning… Kanga Global scanning… Bybit EU scanning… OKX scanning… Revolut X scanning… Bitvavo scanning… Crypto.com scanning…

Best rate calculator

We calculate the full journey: currency conversion, deposit to the exchange, slippage, trading fee and withdrawal to your wallet.

Fees are calculated at each exchange’s base level (level 0, no volume or token discounts). Tiers and lower rates are on the exchange pages.

Best right now for 2,500 USDC
Binance
USDC→USDT
You get
2,499.57 USDT
1 USDT = 1.0002 USDC with all costs included
You save vs Coinbase13.59 USDC
Market rate (exchange median)0.998801 USDC
Your cost vs market+0.14%

Splitting the order across exchanges brings no benefit here. Best to buy everything on Binance.

Exchange comparison

  1. Steps

    1. Sell USDC for USDT on the USDC/USDT market, average price 1.0012 USDT, fee 0.10% → 2,500.57 USDT
    2. Withdraw to your wallet (TRC20 network), fee 1.00 USDT

    Costs

    • Trading fee0.10% ≈ 2.50 USDC
    • Withdrawal fee0.040% ≈ 1.00 USDC
    • Total vs the best offer in the order book0.14% ≈ 3.50 USDC
Live market

USDT/USDC today: where is it cheapest?

For 2,500 USDC you currently get the most USDT on Binance: 2,499.57 USDT. The least favourable exchange (Coinbase) gives you the equivalent of 13.59 USDC (0.54%) less.

Exchanges with a direct USDT/USDC market: Binance, OKX, Kraken, Bitstamp, Kanga Global, Coinbase. Elsewhere you need a currency conversion or an intermediate currency, which usually adds cost.

Binance wins both on trading costs alone and with deposit and withdrawal included.

Binance leads both for 250 USDC and for 25,000 USDC, so it also has the deepest market for this pair.

Even for 25,000 USDC, splitting the order across exchanges brings no benefit, so one exchange is enough.

You deposit USDC with a crypto transfer from another wallet or exchange; the sender pays the network fee.

AmountCheapestYou getBest vs worst
250 USDCBinance 249.06 USDT 4.82 USDC (1.93%)
2,500 USDCBinance 2,499.57 USDT 13.59 USDC (0.54%)
25,000 USDCBinance 25,004.72 USDT 150.09 USDC (0.60%)

Calculated at 21:38, with all costs included. The calculator above runs live for your amount.

What to know about USDT

Tether (USDT) is the largest US-dollar stablecoin. In the EU, under MiCA, licensed exchanges restrict USDT trading (e.g. Bitvavo does not list it and Bybit EU has no USDT pairs), so you have fewer exchanges to choose from. When withdrawing, pick the network your receiving wallet supports (e.g. Tron, Ethereum): network fees can differ more than tenfold.

Paying with USDC: what to watch for

Paying with USDC means depositing it by crypto transfer; all the compared EU exchanges support it. The deposit network affects cost and speed: Ethereum is the most expensive, while networks such as Base or Solana are usually cheaper. On some exchanges USDC markets have lower fees than fiat markets.

How it works

Four steps to the best rate

  1. 01

    Enter the amount

    Enter an amount in any of 30+ currencies (dollars, euro, pounds, złoty and more) or in stablecoins, and choose what you want to buy: Bitcoin, Ethereum, USDT or USDC.

  2. 02

    We scan the order books

    We pull hundreds of live offers from every exchange and check every buying route, including currency conversion and intermediate currencies, e.g. GBP → USDT → BTC.

  3. 03

    We add up every cost

    Slippage for your amount, trading fee, currency conversion, deposit and withdrawal. No hidden costs and no comparing headline rates alone.

  4. 04

    You pick the best exchange

    You get a ranking with the exact amount you will receive and, for large orders, the optimal split across several exchanges.

Data sources

Exchanges we compare

We pull data directly from the exchanges’ public APIs. More exchanges and cryptocurrencies are coming.

Popular comparisons

Check the rate for your pair

FAQ

Frequently asked questions

Where is the cheapest place to swap USDC to USDT?

According to our ranking of 10 exchanges: for 250 USDC it is Binance; for 2,500 USDC it is Binance; for 25,000 USDC it is Binance. The answer depends on the amount, because market depth matters for larger orders.

How much does it cost to buy USDT for 2,500 USDC?

The total cost on the best exchange (Binance) is about 0.14% of the amount: fee, slippage, conversion and withdrawal. On the most expensive one (Coinbase) it is about 0.68%.

Which exchanges have a direct USDT/USDC market?

Exchanges with a direct USDT/USDC market: Binance, OKX, Kraken, Bitstamp, Kanga Global, Coinbase. Elsewhere you need a currency conversion or an intermediate currency, which usually adds cost.

How do I deposit USDC to a crypto exchange?

You deposit USDC with a crypto transfer from another wallet or exchange; the sender pays the network fee.

Is it worth splitting a 25,000 USDC purchase across exchanges?

Even for 25,000 USDC, splitting the order across exchanges brings no benefit, so one exchange is enough.

Where does the data come from, and is this investment advice?

We pull order books live from the exchanges' public APIs, the market rate from exchange median and FX rates from the ECB. The calculator compares costs and is not investment advice.