Find out where you can do it. We compare live order books of 10 exchanges and show how much USDT you really get for your EUR, after all costs.
Splitting the order across exchanges brings no benefit here. Best to buy everything on Binance.
For 2,500 EUR you currently get the most USDT on Binance: 2,807.44 USDT. The least favourable exchange (Coinbase) gives you the equivalent of 13.40 EUR (0.54%) less.
Exchanges with a direct USDT/EUR market: Binance, OKX, Bitstamp, Kraken, Crypto.com, Kanga Global, Coinbase. Elsewhere you need a currency conversion or an intermediate currency, which usually adds cost.
Counting only the trading fee and slippage, Bitstamp wins, but once deposit, conversion and withdrawal are included, Binance comes out cheapest.
For 250 EUR the best is Binance, for 25,000 EUR it is Bitstamp. With large amounts order book depth matters more than the headline rate.
Even for 25,000 EUR, splitting the order across exchanges brings no benefit, so one exchange is enough.
EUR deposits: SEPA (Binance, Kraken, Coinbase, Bitstamp, Bybit EU, OKX, Bitvavo, Crypto.com); Card (Binance, Coinbase, Bitstamp, Bybit EU, Bitvavo); P2P (Kanga Global); Revolut account (Revolut X).
Calculated at 21:38, with all costs included. The calculator above runs live for your amount.
Tether (USDT) is the largest US-dollar stablecoin. In the EU, under MiCA, licensed exchanges restrict USDT trading (e.g. Bitvavo does not list it and Bybit EU has no USDT pairs), so you have fewer exchanges to choose from. When withdrawing, pick the network your receiving wallet supports (e.g. Tron, Ethereum): network fees can differ more than tenfold.
Euro is the most convenient funding currency in Europe: a SEPA transfer to an exchange is usually free and arrives within one business day, and some exchanges support SEPA Instant. EUR markets are deep on most of the compared exchanges, so differences come mainly from fees and withdrawal costs. Avoid cards if you can: they usually cost 1.5–5% more.
Enter an amount in any of 30+ currencies (dollars, euro, pounds, złoty and more) or in stablecoins, and choose what you want to buy: Bitcoin, Ethereum, USDT or USDC.
We pull hundreds of live offers from every exchange and check every buying route, including currency conversion and intermediate currencies, e.g. GBP → USDT → BTC.
Slippage for your amount, trading fee, currency conversion, deposit and withdrawal. No hidden costs and no comparing headline rates alone.
You get a ranking with the exact amount you will receive and, for large orders, the optimal split across several exchanges.
We pull data directly from the exchanges’ public APIs. More exchanges and cryptocurrencies are coming.
According to our ranking of 10 exchanges: for 250 EUR it is Binance; for 2,500 EUR it is Binance; for 25,000 EUR it is Bitstamp. The answer depends on the amount, because market depth matters for larger orders.
The total cost on the best exchange (Binance) is about 0.14% of the amount: fee, slippage, conversion and withdrawal. On the most expensive one (Coinbase) it is about 0.67%.
Exchanges with a direct USDT/EUR market: Binance, OKX, Bitstamp, Kraken, Crypto.com, Kanga Global, Coinbase. Elsewhere you need a currency conversion or an intermediate currency, which usually adds cost.
EUR deposits: SEPA (Binance, Kraken, Coinbase, Bitstamp, Bybit EU, OKX, Bitvavo, Crypto.com); Card (Binance, Coinbase, Bitstamp, Bybit EU, Bitvavo); P2P (Kanga Global); Revolut account (Revolut X).
Even for 25,000 EUR, splitting the order across exchanges brings no benefit, so one exchange is enough.
We pull order books live from the exchanges' public APIs, the market rate from exchange median and FX rates from the ECB. The calculator compares costs and is not investment advice.